1. This Privacy Statement outlines the information WTS Agencies, Inc. will collect on the occasion of the user's visit to WTS Agencies web site and how such information will be used.

2. When you visit the WTS Agencies site, WTS Agencies will not collect personally identifiable information about you, unless such information is provided voluntarily. On the occasion of collecting such information, you will be provided with a description of the intended use. In the event you decide not to provide us with personally identifiable information that may be requested through some of the WTS Agencies sites, no material consequences will result there from. However, you may be unable to receive certain information.

3. Users also should be aware that non-personal information and data may be automatically collected through the standard operation of WTS Agencies Internet service or through the use of "cookies". "Cookies" are small text files a web site can use to recognize repeated usage, facilitate the users on getting access to and use of the site and allow a site to track usage behavior and compile aggregate data that will allow content improvement and targeted advertising. Cookies are not programs that come onto a user's system and damage files. Generally, cookies work by assigning a unique number to the user that has no meaning outside the assigning site. If a user does not want information to be collected through the use of cookies, there is a simple procedure in most browsers that allows the user to deny or accept the cookie feature; however, users should note that cookies may be necessary to provide the user with certain features (e. g. customized delivery of information) available on the WTS Agencies site.

4. The foregoing policies are effective as of June 1, 2005. WTS Agencies reserves the right to change this policy at any time. The statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.

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